At Oconee Federal, we know how important your personal accounts are. Checking and savings accounts are the foundation of your personal finances which is why we have a wide variety of options to fit your personal needs at every stage of your life.
Personal Checking Accounts
| Account | Action Checking | Smart Checking | Money Market | Reward Plus Checking |
|---|---|---|---|---|
| Minimum Opening Balance | $100 | $100 | $2,500 | $25 |
| Minimum Balance per Statement Cycle to Avoid an Account Fee | None | $100 | $2,500 | None |
| Interest Bearing | No | Yes | Competitive interest rates | No |
| Basic Checks Free | No | No | Yes | No |
| E-Statements | Free* | Free* | Free | Free* |
| Account Fee Per Statement Cycle | None | $10 for balance below $100 | $15 for balance below $2,500 | $10 if all conditions are not met** |
*Paper Statement fee $5 per statement cycle.
** All conditions must be met during each statement cycle for no account fee: Five debit card transactions of any amount during the month (ATM transactions excluded), One direct deposit of any amount, must be enrolled in e-statements.