Personal Savings Accounts

At Oconee Federal, we believe it is never too late to save for your future. Our flexible accounts offer low balance requirements and no-hassle transfers, which makes saving easy and affordable. As a community bank, we work with you to understand your needs and offer you the benefits of the personal service you deserve.

What We Offer

Statement Savings

Put your funds to work while keeping them accessible and secure in this interest-bearing account.

Money Moose Savings

Our young saver’s club account earns interest while promoting good saving habits.

Personal Savings Accounts

AccountStatement SavingsMoney Moose Savings
Key Features

ATM Card

No Monthly Account Fees

Minimum Opening Balance $25 $5
Minimum Monthly Balance to Avoid an Account Fee $100 None
Interest Bearing X X
Unlimited ATM Transactions X None
Monthly Account Fee $5 for balance below $100 None


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Please guard your personal banking information. Oconee Federal would NEVER text, email or call you and ask for your account information. When in doubt, contact us at 864-882-2765 or 1-888-910-2265 to verify any requests.

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