Personal Online Banking Services

Oconee Federal Online Banking is a convenient way to access your accounts without going to the Bank. Your Oconee Federal accounts are available to you from your home or office – 24 hours a day, 7 days a week just by using your computer or mobile device.

Online Banking

Access all of your accounts - Checking, Savings, Debit Cards, Line of Credit, CDs, and Loans to:

  • Verify balances
  • Transfer money between accounts
  • View check images
  • Deposit checks with your mobile device
  • and much more!

Learn More About Online Banking

Mobile Banking

Manage your money from wherever you are. Use your mobile device to check balances, account history, transfer money, pay bills, and more!

App-Store-Apple    App-Store-Google-Play   

Mobile Deposit

You can deposit checks with your Mobile Device! Can’t make it to a branch and need to get those funds in today, snap a picture and send! It is that easy with Mobile Deposits!

Learn More About Mobile Banking

Mobile Wallet

Use your smart phone to pay in stores without swiping your debit card. It’s private and secure, your card is encrypted and securely stored. So, your actual debit card numbers are not shared with merchants or transmitted with payment.

Learn More About Digital Wallets



Now available for checking, savings, and loan accounts! 

Choosing to receive eStatements enables you to see, print, and store your account statements and check images. An e-mail message is automatically sent to you each time a new eStatement is available for viewing. Online Banking customers can retrieve and view their statements anytime within online banking. Additionally, you have the ability to add third-party access for an accountant, attorney, etc.  Your eStatements will archive for up to 18 months for easy access.

  • If you aren't an Online Banking Customer: Log in or enroll for eStatements now
  • If you are an Online Banking Customer, log into Online Banking and choose your account, then click on Documents to access your eStatements.

  Learn More About eStatements


Easily manage your Debit Cards! CardValet® helps you control your debit cards through your mobile device, making it easy to set alerts and manage your finances on the go. 

  • Transaction controls that allow your cards to work only in specific locations or geographic areas.
  • The ability to turn your card "off," allowing no withdrawals or purchases to be made.
  • Spending controls that set limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores.
  • Establish controls by location and change parameters via your mobile device. 

Learn More About CardValet®

Notifi Alerts

Receive account-related notifications by email or text to your mobile phone. Alerts can be easily set up to notify you when your balance reaches a certain threshold, when a deposit has been placed in your account or when a check has cleared and much more!

Learn More About Online Alerts


 ZelleNeed to send money to a trusted friend, relative, babysitter, or anyone with a mobile phone or email address? Zelle® is a simple, fast, and secure online personal payment service that enables Online Banking customers to send and receive money as easily as sending a text message or email. To enroll, log onto Bill Pay, and choose the "Send Money with Zelle®" tab at the top to get started.

Learn More About Zelle®

Bill Pay


With Bill Pay, you'll have access to these great features:

  • Pay from multiple checking accounts. Choose which checking account to pay your bills from.
  • Make recurring payments. Eliminate the hassle of paying your monthly bills by setting up recurring payments- a great option for payments that don't change from month to month - such as your car payment or mortgage.
  • See it all at a glance! The Payment Center lets you make payments, view pending payments and recent payments all on the same screen.

Anytime Access

Pay your bills online 24 hours a day, 7 days a week.

  • Pay your bills today, next week or while on vacation.
  • Cash flow control.
  • Ability to accept electronic bills.
  • Send payments not only to a company, but a person.
  • Save time and postage.
  • Same Day and Overnight Check options are available.
  • Up to 7 years of payment history available on-line.


Enroll in Bill Pay

Enrollment and access through Online Banking.

  1. Log into Online Banking and select the account you pay bills from.
  2. On the summary screen, click the Bill Pay button.
  3. You will be brought to the Bill Pay main screen to set up your bills.

Learn More About Bill Pay

If you have any problems during the enrollment process please contact your local branch during regular business hours.

uChoose Debit Card Rewards

Register your debit card today to start receiving reward points that can be redeemed for Merchandise, Gift Cards, Travel and more! View the video below for details on how the program works, then visit to register.




Learn More About uChoose Rewards


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Site Notice:

Please guard your personal banking information. Oconee Federal would NEVER text, email or call you and ask for your account information. When in doubt, contact us at 864-882-2765 or 1-888-910-2265 to verify any requests.

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