Personal Credit Cards

We have partnered with ServisFirst Bank to offer you two choices for consumer credit cards. Chose either a cash back rewards card  or a card offering a low APR, without an annual fee. Choose the card best for you! 

Personal Card Options

Oconee Federal’s Personal Platinum Visa Cards let you choose between the Platinum Cash Back Rewards Card and the Platinum Standard Card*. Both cards offer a 0% introductory APR on purchases and transfers for the first seven billing cycles after account opening. After that, APR varies based on the Prime Rate. 

Platinum Cash Back Rewards Card

Earn 1% cash back on all purchases with no caps or spending limits.

  • $35 annual fee
  • Variable APR of Prime +8%
  • 24/7 online account access
  • Visa Zero Liability

Platinum Standard Card

Give yourself the buying power of Platinum with a low spending rate and valuable cardholder benefits.

  • No annual fee
  • Variable APR of Prime +10%
  • 24/7 online account access
  • Visa Zero Liability

*Subject to credit approval.

Easy Access

  • Track purchases, improve cash flow, order authorized user cards, and make purchases around the world.
  • You can manage payment options and statements, set alerts or restrictions, and update profile information from anywhere with online account access.
  • With Visa Zero Liability you only pay for purchases you have authorized on your card. Unauthorized purchases are not your responsibility.

Apply Now


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