CDs & IRAs

Oconee Federal offers competitive rates on a variety of accounts to meet all your banking needs. Have questions about which account is right for you? Stop in and allow an experienced banking specialist to help you make an informed choice that is right for you and your family.

Certificates of Deposit (CDs)

Oconee Federal CDs offer you competitive rates and a variety of terms to meet your long-term savings goals while providing the peace of mind of an FDIC-insured investment. Ask us how you can maximize your FDIC protection.

  • Terms from 91 days to 60 months
  • Interest may accrue or be distributed monthly or quarterly

Individual Retirement Accounts (IRAs)

An Oconee Federal IRA is a great way to save for retirement, and we have fixed-rate CD terms from 12 months to 60 months. Your contributions may even be tax deductible (check with your tax advisor). If you have retirement funds you need to invest, consolidate, or reinvest, we can assist you with the transfer or rollover of your existing IRA or 401(k).


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