Business Checking

Businesses are the cornerstone of our community. They keep our hometowns vibrant and exciting, as well as making them a prosperous place to raise a family. Oconee Federal is proud to support our businesses by offering banking solutions that work.

Business Checking

Opened with as little as $100, our Business Checking offers three account options that provide a balance-based earnings credit that can be used to help offset various service charges and activity fees. It’s available as Business, Business Plus, and Business Premium so you can select the right fit for your business.


All Business Accounts include:

  • Free e-Statements
  • Checks Available

Business Accounts Comparison

AccountBusinessBusiness PlusBusiness PremiumBusiness Money Market
Minimum Opening Balance $100 $100 $1,000 $2,500
Minimum Balance Per Statement Cycle to Avoid an Account Fee None None None $2,500
Earnings Credit X X X Interest Bearing
Business Online Banking with Mobile N/A X X N/A
Multi-User Bill Pay N/A $10/Statement Cycle $10/Statement Cycle N/A
Business Debit Card X X X N/A
55,000+ ATM Locations X X X N/A
Mobile Deposit N/A X X N/A
Remote Deposit Option N/A X X N/A
ACH Origination N/A N/A X N/A
Account Fee Per Statement Cycle None

None or $10 per statement cycle for Bill Pay

$35 per statement cycle includes ACH, Wire and Bill Pay None with $2,500 balance

Non-Profit Checking

We created this interest-bearing account exclusively for non-profit groups. Like our Business Checking, it’s available in three account options:

  • Non-Profit,
  • Non-Profit Plus, and
  • Non-Profit Premium.


All Non-Profit Accounts include:

 Non-Profit Accounts Comparison

AccountNon-ProfitNon-Profit PlusNon-Profit Premium
Minimum Opening Balance $100 $100 $1,000
Minimum  Balance Per Statement Cycle to Avoid an Account Fee None None None

Bill Pay

N/A X Optional with fee
Mobile Banking N/A X X
Mobile Deposit N/A X X
Notifi Text Alerts N/A X X
CardValet® N/A X X
Account Fee Per Statement Cycle None None or $10 per statement cycle for Bill Pay N/A


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